What's the realistic chance of getting an adult-site refund?
Refund success rates depend heavily on timing and how the request is framed. Within the first 24 hours of the charge, success rates are 60-80% if you contact the processor's customer service (not the network's main support, which cannot process refunds) and cite a specific concrete reason — technical issue, accidental signup, billing without explicit consent, child or family member access. After 48 hours, success rates drop to 20-30%. After 7 days, under 10% without unusual circumstances. Processors have internal monthly refund-rate quotas that they manage at the merchant level; refund requests later in the billing cycle face higher rejection because the quota has been spent. Empirically, Monday-Wednesday refund requests have higher success rates than Friday-Sunday requests — likely because internal review staff are more responsive and the weekly quota is fresher.